Financing with Our Dealership

Townsend Honda takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
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Competitive Rates

No Hassle Credit Checks

Flexible Payments

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Should You Lease Your New Townsend Honda Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Townsend Honda can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?

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Welcome to Our Financing Department

Used or New Honda Car Financing in Tuscaloosa

During any point in your shopping process, the discussion of Honda financing is an important one to have, which is why our team at Townsend Honda is available for all your questions. Discussing the option to lease or buy, how much to put as a down payment, and more are often the last thing on the mind of Northport AL, Columbus MS, Hoover AL, McCalla AL and Birmingham AL drivers, but we make it easier for you.

Should You Invest in a New Honda Lease or Loan?

Will you lease or buy your CR-V, HR-V, Ridgeline, Civic or Pilot? Have you had your eyes on a specific car and want to know what you qualify for before you come in for a test drive? If you think a lease is right for you because you like the idea of trading it in every few years for a new one, we can help. If you want to own your car, truck or SUV one day, then we'll help you get the right loan terms to buy.

Save Time by Getting Pre-Approved for Financing

Time is valuable, and no one likes spending it just waiting around. We know you're busy and that's why we provide opportunities to streamline the car-buying process wherever possible. Before your visit, take some time to fill out our online credit application so you can get pre-approved before you come in. That way you can avoid a long wait in front of one of our desks and will have more time behind the wheel of your new ride.

Your privacy is important to us.

Townsend Honda takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Townsend Honda

    3121 SKYLAND BLVD E
    TUSCALOOSA, AL 35405-4550

    • Sales: (205) 556-0191
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Get in Touch

  • Contact our Sales Department at: (205) 556-0191
  • Monday8:30 AM - 5:00 PM
  • Tuesday8:30 AM - 5:00 PM
  • Wednesday8:30 AM - 5:00 PM
  • Thursday8:30 AM - 5:00 PM
  • Friday8:30 AM - 5:00 PM
  • Saturday9:00 AM - 5:00 PM
  • SundayClosed